Personal Savings - Thumb Bank

Personal Savings Accounts

Thumb Bank & Trust offers financial products that make the most of your money, helping you increase your earning power. Visit our Personal Bankers at any of our offices and let us open an account that’s right for you.

Types of Savings Accounts:

Savings and retirement accounts can help you plan for a more financially secure future. We can help you set up the right accounts to help you reach financial security now and in the future.

  • Interest paid quarterly
  • Quarterly statement
  • Combined statement option with checking account (monthly statement)
  • 24-hour access to account information through online or mobile banking

Important Information you should know before opening an account.

Click to View Savings and Checking Account Interest Rates

Rates are posted for your convenience. They are subject to change without notice. To verify rates, please contact the bank. Please see your local office for rate specials

Account Interest Rate
Personal Savings Account 0.05% APY
Christmas/Vacation Club Savings Account 0.20% APY
Secure Checking Plus Accounts 0.05% APY
Tiered Money Market Account
0 - $4,999.99
0.05% APY
Tiered Money Market Account
$5,000.00 - $25,000.00
0.05% APY
Tiered Money Market Account
$25,000.01 - $50,000.00
0.10% APY
Tiered Money Market Account
$50,000.01 - $75,000.01
0.45% APY
Tiered Money Market Account
$75,000.00 and up
0.76% APY

Annual Percentage Yields effective July 24, 2018 and subject to change thereafter.

Fees May Reduce Earnings.

Use Thumb Bank & Trust's Financial Calculators to calculate payments and savings goals

Savings &
Money Market

Find out about personal savings, student savings and money market.

Christmas Club &
Vacation Club

A great way to save for holiday shopping or vacationing.

CDs &
IRAs

Check out our Certificates of Deposit and Individual Retirement Accounts.

Health Savings
Account (HSAs)

Save for qualified medical and retiree health expenses.

Personal Bankers

Heather Drabek

Bad Axe

Patti Reinhardt

Pigeon

Nina Suchy

Bay City Wilder

Molly Rauschert

Bay City Center

Leah Sangster

Cass City

Deb Dressler

Cass City

Adrienne Sting

Caseville

Patrice Thede

Caseville