Personal Savings - Thumb Bank

Personal Savings Accounts

Thumb Bank & Trust makes saving for the future, unexpected expenses, holidays, and vacations a breeze with our personal savings accounts. 

Savings and retirement accounts can help you reach financial security now and in the future.  

  • Interest paid quarterly
  • Detailed quarterly statement
  • Combined statement option with checking account (monthly statement)
  • Mobile & Online banking*

Important Information you should know before opening an account.

*Carrier data charges may apply.

Click to View Savings and Checking Account Interest Rates

Rates are posted for your convenience. They are subject to change without notice. To verify rates, please contact the bank. Please see your local office for rate specials.

Account Interest Rate
Personal Savings Account 0.05% APY
Christmas/Vacation Club Savings Account 0.05% APY
Secure Checking Plus Accounts 0.02% APY
Tiered Money Market Account
0 - $5,000.00
0.05% APY
Tiered Money Market Account
$5,000.01 - $25,000.00
0.07% APY
Tiered Money Market Account
$25,000.01 - $50,000.00
0.12% APY
Tiered Money Market Account
$50,000.01 - $75,000.00
0.55% APY
Tiered Money Market Account
$75,000.01 and up
1.66% APY

Annual Percentage Yields effective December 8, 2023 and subject to change thereafter.

Fees May Reduce Earnings.

Use Thumb Bank & Trust's Financial Calculators to calculate payments and savings goals.

Savings &
Money Market

Find out about personal savings, student savings and money market.

Christmas Club &
Vacation Club

A great way to save for holiday shopping or vacationing.

CDs &

Check out our Certificates of Deposit and Individual Retirement Accounts.

Health Savings
Account (HSAs)

Save for qualified medical and retiree health expenses.