Our Story
About Us
Thumb Bank & Trust has been providing customers with fast, efficient, outstanding service since 1895. Whether we are the new face in your town or an old friend you can count on, know that we believe in building for the future. At Thumb Bank & Trust we actively participate in the communities we serve and strive to meet the challenges of tomorrow. We take great pride in our personal involvement and investment in our communities.
Thumb Bank & Trust combines traditional banking with modern technology, products and service. We provide our customers with a complete array of up to date financial services. When you add in our skilled and dedicated group of employees our service is untouched by any other financial institution. We encourage you to give us feedback about our site, our products, and our team. We welcome all questions and comments.
We also wish to extend our sincere gratitude for contacting us on our website. We try very hard every day in every way to earn your confidence and your banking business. We appreciate you putting your trust in Thumb Bank & Trust.
History
Banking Excellence since 1895
The origins of Thumb Bank & Trust date back to 1895 in Pigeon, Michigan. The Farmer’s Bank of Frank W. Hubbard was founded by four partners in 1895. On August 21, 1906, a second bank was chartered on the corner of Main Street and Michigan Avenue in Pigeon and was called the Pigeon State Bank. Local customers now had two banking choices and each bank tried its best to attract more customers. Two years later, Pigeon State Bank was bought by the Farmer’s Bank and the resulting name was Pigeon State Bank.
In 1970 Pigeon State Bank became Thumb National Bank & Trust Co. It was the first and only bank in the entire region to assume full trust powers at the time. In 2017 Thumb National Bank & Trust Co. changed to a state charter and became Thumb Bank & Trust.
In 2022 the bank announced a merger with Exchange State Bank. The merger resulted in Thumb Bank & Trust expanding to include additional branch locations in Sanilac County.
In 2024, Freeland State Bank joined Thumb Bank & Trust. The bank now has 13 locations throughout Huron, Tuscola, Sanilac, Bay and Saginaw Counties.
Today, Thumb Bank & Trust remains a local community bank that offers full trust and financial services. In recent years the bank has posted record earnings and receives outstanding support from its shareholders. The bank employs over 110 full- and part-time employees and remains very active in the communities it serves. Bank assets now total over $650 million.
From its humble beginnings in 1895 to today’s high tech banking environment, Thumb Bank & Trust remains committed to providing state-of-the-art banking products to its loyal customer base. Our employees are committed to providing exceptional service knowing full well that customers have several choices where to do their banking. If you currently are not a customer, we invite you to stop by any of our convenient locations or join us online. You will be glad you did. If you are already a customer of the bank's we appreciate you putting your trust in us.