Personal Debit & ATM Cards- Thumb Bank

Debit & ATM Cards

Thumb Bank & Trust MasterCard® Debit Card can be used just like cash or a check to pay for purchases around the globe and online. The amount of your purchase will be electronically deducted from your checking account. No building up a credit card balance. No worrying about carrying cash. Your card can be used to pay for purchases quickly and conveniently. Get instant cash when you need it by using your debit card to make ATM withdrawals. To apply for an Mastercard® Debit Card please call or stop in any of our six locations or send your request online using the Contact Us link at the bottom of the page. 

Our ATM cards offer you the convenience of being able to withdraw money at any of our Thumb Bank & Trust ATM locations or worldwide at any ATM displaying the Cirrus® or Accel® symbol.

Lost or Stolen Cards

If your Debit or ATM card has been lost or stolen, contact Thumb Bank & Trust at 866-862-3113 or after regular business hours, please call 800-472-3272.

Traveling with your Debit Card

As a precaution there are countries that are blocked for Debit Card use based on monitored fraud patterns. When traveling outside of the United States please notify your local Thumb Bank & Trust branch with the countries you will be visiting and the dates you will be traveling so your card will be available for use. Or use the contact us form to let us know your travel plans.

Fraud Monitoring

In the event there are unusual attempts or transactions on your Debit card, you may receive a call from our fraud prevention department or a bank representative. Your card may be placed on hold for your protection until the transaction(s) can be verified.  This service is designed to call customers whenever there is a question of potentially fraudulent activity on a Thumb Bank & Trust Debit Card. If you miss a call from the fraud prevention system you can reach them at 800-262-2024. If you receive a call and are unsure if it is our fraud prevention department, please call our toll free number during regular business hours.

uChoose Rewards®

Earn points for signature based transactions (just select CREDIT not debit when paying). When you use your Thumb Bank & Trust Debit Card you earn points redeemable for concert tickets, jewelry, electronics, gift cards, and millions of other exciting options! 

Sign Up or Access Your Rewards


You may use your Debit Card or ATM Card at any Thumb Bank & Trust ATM locations or worldwide at any ATM displaying the Cirrus® or Accel® symbols. By inserting your card and your personal identification number you can accomplish any of the following transactions:

  • Withdraw funds in cash from your savings or checking account.
  • Deposit funds in any amount to your savings or checking account. (Thumb Bank & Trust ATM's only).
  • Transfer funds between accounts.

Please use common sense when using your Debit Card or ATM Card - never share your PIN number and beware of ATM Scams.

Read more about Cyber Security & Fraud Prevention and get help in case your card has been lost or stolen.

MasterCard® ABU

The MasterCard® Automatic Billing Updater is an automated solution that helps to ensure uninterrupted service and uninterrupted payments by updating card-on-file information for recurring and nonrecurring payments. MasterCard Automated Billing Updater FAQ's